Sanjay is a Managing Director in Citi Private Bank based in Singapore. He is the Southern Asia Head of Investment Finance and has been in the Private Bank since 2010.
He has been a Senior Credit Officer since June 2011.
In his current role, Sanjay is responsible for Citi’s Private Bank’s lending franchise with across Aus/NZ, ASEAN and India. In addition, he is the Program Manager and Team Head for all subscription line lending in Asia. He also oversees the commercial and residential real estate lending by Citi Private Bank across Asia.
Sanjay was previously with Citi’s Global Securitized Markets business from 2004. During this period, his principal focus was on securitized commercial real estate lending lending to Private Equity Funds and REITs across Asia, and asset backed securitization in South East Asia. Sanjay originated and led several landmark and first time transactions, including the first ever Commercial Mortgage Backed Securities transaction from China, the largest financing for the acquisition of a publicly listed REIT in Australia, and the first domestic credit card receivables securitization in Thailand.
Sanjay has been with Citi for over 24 years, based in Hong Kong, Singapore and a number of locations in India, working in the areas of margin lending, aircraft finance, real estate finance, securitization, project and export credit agency finance, loan syndications, foreign exchange and debt and equity capital markets.
Sanjay has a B.Sc (Hons) degree in Electrical and Electronics Engineering from The City University, London and a M.B.A from Boston University, Massachusetts.